Social Security Limit 2025. The highest social security benefit individuals at fra can claim is $4,018 in 2025, adjusted up for inflation from $3,822 last year. The highest social security retirement benefit for an individual starting benefits in 2025 is $4,873 per month,.

To receive the highest social security payout, you must retire at 70 and have at least 35 working years, earning at least the maximum income amount for the year. A myriad of changes that will impact social security recipients are happening next year.